Car Accident Compensation Claims: What to do, who to tell and what happens next

A car accident can be an emotive time for those involved in the collision and their family and friends. Following a car accident there are bound to be lots of questions running through your mind such as what should you do next and who do you need to tell.
The first import thing to note is that the Road Traffic Act requires you, the driver to stop at the scene of the accident. Failure to do so is an offence. If you hit an unoccupied vehicle, for example when reversing out of a car parking space, you must report the collision to a police constable at police station as soon as possible and in any event within 24 hours.
If you are involved in a more major collision, it is best to stay at the scene until the police arrive to assist you. Ensure that you give them all of the details and ask whether an accident report will be generated. If the police attended the scene of the car accident it is likely that they will compile a report. Make a note of the police officers collar numbers and which station they are based at. You should however, be aware that the police will not attend all accidents. And in any event, just because the officer attends the scene of the accident does not automatically mean that they will produce an accident report.
If the car accident causes personal injuries to any of the parties involved or damage to either vehicle then you are obliged to give other driver your personal details. These include your name, address, contact details and insurance provider. You should provide honest information, a failure to do so will amount to fraud.
You should avoid talking about the accident or apologising for the accident when exchanging information with the other parties.  You never know whether the other party will take this to be an admission of fault, which if car accident was not your fault, is something that you should avoid doing.
Try and stay calm. This can be very difficult at such an emotive time, especially if someone has been injured. Try and gather important information, which may prove to be essential in time.
Important information to gather at the scene of the accident includes:
o       The name of the driver
o       The driver address
o       The drivers contact details
o       The name, address and contact details of any passengers
o       Enquire whether the driver is the registered keeper of the vehicle.
o       If the vehicle is a company vehicle, such as a works van then note the name and contact details of the company.
o       Enquire who is the driver insured by and if possible obtain their policy number.
o       Note the colour, make, module and registration of the vehicle
If you have a camera, or have the ability to take pictures on your mobile telephone photograph the scene of the car accident, noting the positioning of the vehicles in the road and any damage to the vehicles.
It would also be useful to note:
o       The weather conditions
o       The time of the collision
o       The date
o       The precise location including the road names
o       Whether there were any witnesses and their personal details.
o       Make a sketch of the road layout and the position of the vehicles involved.
Following the car accident you should contact you insurance company immediately. You may not feel that this is necessary, but a failure to do so could render your policy void. Always ensure that you contact your insurers immediately to ensure that you are covered by the terms of your policy.
Unfortunately, some people are injured in car accidents. You should attend your local hospital or GP’s clinic if you sustain an injury as a result of the car accident. Whilst some individuals injuries may be minor, it is possible to sustain more serious injures in a car accident. In some cases individuals will sustain head injuries as a result of a collision, it is not necessary for the vehicle to be travelling at excessive speed for the parties to be injured.
Head injuries can occur in a variety of different ways and it is not always obvious that a person will have suffered a head trauma. Be vigilant. If you are concerned about your health, or the health of another party involved in the collision ensure that you call an ambulance immediately to assess the person’s injuries.
If you have been involved in a car accident and require any advice then contact the specialist team of lawyers at headinjuryuk. The dedicated team have a wealth of expertise and are willing to help and assist at any time. Our lawyers offer free initial legal advice and will always consider a no win no fee agreement.

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